SR-22

Clayton Insurance Agency proudly services several North Carolina communities, including Sanford, Pittsboro, Lillington, Broadway, Cameron, Fayetteville, Chapel Hill, Raleigh and Durham. Please call or email us today to see how we can help you.

What is an SR-22?

An SR-22 is an insurance document that shows proof of financial responsibility and verification of auto liability coverage. The DMV may require you to provide an SR-22 in addition to your car insurance if you drive under the influence of a drug or alcohol, drive without proper insurance, are a habitual traffic offender, or are involved in a motor vehicle accident.

How does an SR-22 affect you?

An SR-22 must be carried for a designated time period, depending on the severity of your violations. Most offenders can expect to have an SR-22 for up to three years. During this time, you must maintain continuous liability coverage. Any break in coverage will be reported to the state, resulting in the suspension of your license. On top of securing adequate insurance, drivers with an SR-22 status should adhere to traffic laws and refrain from driving after alcohol consumption. After the proper fulfillment of this time period, a driver’s SR-22 status will expire, and driving privileges will be restored.

How much does an SR-22 cost?

The cost of premiums varies depending on the severity of your violations. Minor offenses, such as neglecting to pay a parking ticket, are often paired with more affordable policies. However, major offenses, such as drinking under the influence, are more likely to raise your premiums. To get a free quote, call us today for more information on SR-22 insurance.

Thank you for your interest in Clayton Insurance Agency. Ready to begin your quote? Use our quick and easy quote form above. If you would like to speak to one of our insurance professionals call our office at 919-777-9835 or email us your questions and one of our agents will reply promptly.